I don't have a credit card - never had. For run-of-the-mill purchases (milk, bread, weekend groceries, crisps at lunch-time, etc) I use cash. I use my debit card for medium - priced purchases (usually >£50). On the odd occasion, I'll use a cheque, cos I don't trust electronic banking THAT much. I rarely buy stuff over the net (CDs from the USA, the odd holiday), and on only 1 occasion did I use Home Banking to buy my Mellotron from a bloke in Holland. That was a bit scary, as it was about £3250 in Euros. The deal went through successfully, but I still wouldn't fully trust buying stuff on-line.
NR now have WTT data on their web-site. Thank you NR!
FURTHEST North = ABERDEEN, April 1999; South = FRATTON, July 1977; East = CANTERBURY EAST, Sept 2007 (or the Cheriton end of the Chunnel, May 2008); West = WEMYSS BAY, Apr 1966
Last train journey - 16/12/11 - Haymarket to Kirkcaldy on a 158 to go to a funeral.
Last bus journey - Lothian route 5 or 16 from Morningside to Oxgangs Road - any working day.
I did bang on about wanting an M400 Mellotron - not any more - I'VE NOW GOT ONE!